Rockford Area Habitat for Humanity is not currently accepting applications for homeownership.
One of the best ways to stay updated about future application cycles is to follow Habitat on social media. Follow us for updates, information about our programs, and more.
The application process
Though we are not currently accepting applications, here is some information about what the application process is like.
Step 1: Attend an information session or visit the Habitat office to complete an application.
When the next application cycle is scheduled, we will update our website and social media with dates, times, and locations of information sessions and opportunities to apply.
Step 2: Provide all required documents with your application.
If you apply in the future, here is the list of documents that you would need to provide with your application.
- 6 weeks of paystubs
- 1 year of tax returns and W2s
- Photo ID
- Proof of guardianship for children living in your home, i.e. birth certificates
- Proof of any other income you choose to include in your application such as child support, alimony, disability, etc.…
Step 3: Application review and home visit.
Once your application is complete, our loan originators will review your application to ensure you meet the financial criteria. If you meet the ability to pay qualifications, then our Homeowner Selection Committee will set up a home visit to assess your need for affordable housing.
If you do not meet the criteria for ability to pay nor need, we will host an additional homebuyer workshop to help you determine what options may be available to you for homeownership. For example, if your income exceeds the maximum income for a Habitat mortgage, perhaps a traditional mortgage is a better solution for you to consider.
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