How to Apply

Rockford Area Habitat for Humanity opens up an application period once every one or two years.  During this period, we will host several Application Seminars.  Attending an Application Seminar is your best opportunity to learn about the program and to complete an application. One of the quickest ways to be notified of the application seminars is to follow us on our social media platforms.

The seminar lasts from 3-4 hours and will give you a lot of information about the history of Habitat for Humanity as well as what you can expect if you are selected as a homebuyer. You will need to bring some important items to the seminar in order to complete your application.

Please bring:

  • 1 month paystubs
  • 2 months bank statements
  • Last 2 years of tax returns and W2s
  • Photo ID
  • Proof of guardianship for children living in your home, i.e. birth certificates
  • Proof of any other income you choose to include in your application such as child support, alimony, disability, etc.…

Once your application is complete, our loan originators will review your application to ensure you meet our criteria. If you meet the ability to pay qualifications, then our Family Selection Committee will set up a home visit to assess your need for affordable housing.

If you do not meet the criteria for ability to pay nor need, we will host an additional homebuyer workshop to help you determine what options may be available to you for homeownership. For example, if you do not meet the income guidelines because you make too much money, perhaps a traditional mortgage is the better solution for you to consider.

If you are interested in adding your name to our contact list to be notified of future application seminars, please click the button below.