Habitat Home Ownership Requirements

Habitat homeownership requirements involve an application process accepted once per year. Currently our application period is closed; however, if you would like to apply, please click below to add your name to the list and to receive additional information about our program.

How to Apply For Our Program

Click here to add your name to the list, or call us at 815-636-4573 to speak to our Office Manager.

Join the Application List

When Our Application Period is Open

Attend an Application Seminar.
Our staff will go through the entire homeowner program, answer any questions potential applicants may have, as well as dispel some of the myths about Habitat. At the end of each meeting, applications are distributed and reviewed in detail.

You should attend an application seminar in order to obtain the information needed to fully complete your application.

Bring copies of the required documents to the meeting. The list of Habitat homeownership requirements, including the documents required, will be sent with the informational letter mailed to you. You can also call the office for a list.

After your application is submitted, staff will do an initial review of your Need, Ability to Pay, and Willingness to Partner with Habitat.

If your application is complete, it will be reviewed by the Family Selection Committee.

If your application passes the initial review, a home visit will be arranged.

The home visit consists of a tour of your current home and an interview with members of the Family Selection Committee. The purpose of the home visit is to discuss the Habitat housing program in further detail and gain further information on your family’s current living conditions.

All heads of the household must participate.

After your home visit, your application is reviewed by the entire Family Selection Committee.

The committee reviews information submitted on the application form, financial documents, and information obtained at the home visit to determine whether your application meets the program guidelines.

If approved, your application is forwarded to the Habitat Board of Directors for a final review and approval.

If the committee does not approve your application, you will be notified in writing.

If approved by the Board of Directors, you will be contacted to set a date for Orientation.