Are You Ready To Provide A Safe, Decent, Affordable Home For Your Family?

Qualifications for Habitat for Humanity Homeownership

  1. Are you unable to obtain a conventional home loan?
  2. Is your current rental property overpriced, overcrowded or in disrepair?
  3. Are you willing to help us build or rehab your future home?
  4. Are you willing and financially capable of making monthly mortgage and escrow payments?
  5. Do you meet the income limits listed?
HOUSEHOLD SIZE MINIMUM* MAXIMUM*
1 $20,000 $25,900
2 $20,000 $29,600
3 $20,000 $33,300
4 $20,000 $37,000
5 $20,000 $40,000
6 $21,500 $43,000
7 $22,950 $45,900
8 $24,450 $48,900
*Income levels are set annually by US Department of Housing & Urban Development and are 30-60% of the median income. (Note: Minimum income limits have been adjusted to reflect the income required to afford the mortgage payment for the house size required for the family size.)

*FY 2015 income limits summary–HUD

 

If You Meet Any Of This Criteria, Contact Us Today For More Information.

Phone: (815)636-4573

Email: homes@rockfordhabitat.org