Family Selection Criteria - Rockford Area Habitat for Humanity

Generally, in order to qualify for our program, your annual income must fall within the range applicable to your family size. A family having an income slightly above or below the applicable level is not automatically disqualified. In such circumstances, the application will be reviewed on a case by case basis.

Family Size	Maximum Income	Minimum Income
1	$22,250	$19,200
2	$25,450	$19,200
3	$28,600	$19,200
4	$31,800	$19,200
5	$34,350	$19,200
6	$36,900	$19,200
7	$39,450	$19,725
8	$42,000	$21,000
9+	*	*

*For family units with more than 8 members, add $2,000 for each additional member.

Maximum income levels are based upon the Fiscal Year 2006 HUD Income Levels for Rockford, Illinois MSA.

PLEASE NOTE: In addition to meeting the above income requirements, an applicant's income will also be evaluated in accordance with the FHA specifications regarding the applicant's income to debt ratio. Generally, no more than 25% of the applicant's gross income should be used for total housing costs and no more than 36% of the applicant's gross income should be used for total housing costs and all other debt payments.

Please click here for Homeowner Orientation registration form

Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry, working in partnership with people in need to build and renovate decent, affordable housing. The houses then are sold to those in need at no profit and with no interest charged.